Zakat-ul-mal

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Gold & silver prices last updated: September 19, 2026 3:00 am

Assets

Cash & bank balances ? Include cash at home, all chequing and savings balances, e-wallet and prepaid balances, and any money held on your behalf. Use the balance you hold today, before deducting debts — debts are entered separately below.

$

Gold (grams) ? Enter the weight in grams, not a dollar value — it is converted at the live price shown above. Gold is zakatable in every form: jewellery, coins, bars and ingots. Count only the gold itself; exclude the weight of gemstones, diamonds and non-gold settings. There is no zakat on metals other than gold and silver.

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Silver (grams) ? Enter the weight in grams, not a dollar value — it is converted at the live price shown above. Silver is zakatable in every form: jewellery, coins and ingots. Count only the silver itself; exclude gemstones, diamonds and non-silver settings.

g

Short-term investments ? Shares, ETFs and funds you bought to trade or expect to sell within the year. Because they are held for resale, their full current market value is zakatable — enter the value as of today.

$

Long-term investments ? Shares, ETFs and funds held for long-term growth or dividends rather than resale. Only the zakatable assets underlying each company count, so a percentage reduction (set by the site administrator) is applied automatically to approximate that portion. Enter the full current market value and let the calculator apply the reduction.

$

Cryptocurrency ? Coins, tokens and NFTs you hold as currency or intend to resell, valued at today's market price. Include balances on exchanges and in self-custody wallets.

$

Money owed to you ? Loans you have given and other money owed to you that you are confident of recovering, such as a reliable personal loan or invoices you expect to be paid. Leave out debts that are doubtful or unlikely to be repaid — you can add those in the year you actually receive them.

$

Property for resale ? Current market value of property or land you bought with the intention of reselling. Do not include the home you live in, or a rental property held for income — those are not zakatable, though the rent you have saved is counted as cash.

$

Business assets ? Your share of the business: cash held by the business, money owed to it that you expect to collect, and stock/inventory valued at what you would pay to replace it (wholesale), not its retail price. Equipment, fixtures and premises used to run the business are not zakatable.

$

Liabilities

Debts due within the year ? Money you owe and plan to repay within the coming lunar year: credit card balances, outstanding bills, rent or personal loans. For a long-term debt such as a mortgage or student loan, enter only the principal falling due in the next twelve months — not the whole balance, and not the interest portion.

$

Business payables ? Amounts your business owes and expects to settle within the coming year, such as supplier invoices, wages payable and short-term business loans. Enter your share if the business has multiple owners.

$

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